Keep your beneficiary designations current

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When you establish retirement accounts such as a 401k or IRA, you are asked to name a beneficiary—that is, the person who would receive the account if something should happen to you. Make sure that the person you chose is still the person you'd want to receive the account as you go through life's changes. If you've gotten married, divorced, had children or lost family members, you may need to change your beneficiaries to stay current with your wishes.

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